Secure Your Legacy, Protect Your Loved Ones
Affordable final expense insurance to cover funeral costs and other end-of-life expenses. Get peace of mind today.
Get a Free, No-Obligation QuoteWhy Choose Final Expense Insurance?
It's a simple, affordable way to ensure your family isn't left with a financial burden.
Cover Funeral Costs
The average funeral can cost thousands. Your policy can help cover these expenses, from the service to the burial or cremation.
No Medical Exam
Many of our plans are simplified issue, meaning you just have to answer a few health questions, with no medical exam required to qualify.
Pay Off Debts
The death benefit can be used for more than just funeral expenses, like outstanding medical bills or credit card debt.
Getting Covered is Easy
Follow three simple steps to secure your peace of mind.
Request a Quote
Fill out our simple form or give us a call. It takes just a few minutes and is completely free.
Speak to an Agent
A licensed agent will help you compare plans from top carriers to find the perfect fit for your needs and budget.
Get Covered
Finalize your application over the phone. Coverage can often be approved in minutes.
Our Promise to You and Your Family
We believe in providing policies you can count on. That's why our plans come with a set of core guarantees to give you confidence and security.
Fixed Monthly Premiums
Your rate is locked in from day one. It will never increase for any reason.
Lifetime Coverage
As long as premiums are paid, your policy cannot be canceled due to age or health.
Benefit Never Decreases
The death benefit amount you choose is guaranteed and will not decrease over time.
Ready to Protect Your Family?
Fill out the form to get a free, no-obligation quote from one of our licensed agents. We're here to help you find the best plan for your needs and budget. The process is quick, easy, and completely confidential.
About YourSavingsUnlocked
Our Mission: To Provide Peace of Mind for Families
Founded on the principle of compassionate service, YourSavingsUnlocked is dedicated to helping individuals and families prepare for the future. We understand that planning for end-of-life expenses is a sensitive and important step. Our goal is to make the process as simple, transparent, and affordable as possible.
We believe that everyone deserves the dignity of a proper farewell without leaving a financial burden on their loved ones. The rising costs of funerals, medical bills, and other final expenses can be overwhelming. Final expense insurance provides a crucial safety net, ensuring that your savings are protected and your family has the support they need during a difficult time.
Our Commitment to You
- Honesty and Transparency: We provide clear, straightforward information about our policies so you can make an informed decision.
- Personalized Service: Our licensed agents take the time to understand your unique situation and help you find a plan that fits your budget and needs.
- Compassionate Support: We handle every client interaction with the care and respect it deserves. We're not just selling a policy; we're providing a promise to be there for your family.
At YourSavingsUnlocked, we're more than just an insurance provider; we're a partner in securing your legacy. Let us help you unlock the peace of mind that comes from knowing you've protected the ones you love most.
What is Final Expense Insurance?
A small whole life insurance policy designed to cover end-of-life costs.
Final expense insurance, also known as burial insurance or funeral insurance, is a type of whole life insurance policy with a smaller death benefit, typically ranging from $5,000 to $25,000. It's specifically designed to help older adults cover the costs associated with their passing.
Key Features of Our Plans:
- Fixed Premiums: Your monthly payments will never increase, for any reason, as long as you keep your policy.
- Guaranteed Death Benefit: The amount of coverage you select is guaranteed and will never decrease.
- Cash Value Growth: Like other whole life policies, final expense insurance builds a cash value over time that you can borrow against if needed.
- Simplified Underwriting: Most applicants can get coverage without a medical exam. Qualification is based on answers to a few health questions on the application.
What Can the Benefit Be Used For?
While often called "burial insurance," the death benefit is paid directly to your beneficiary, who can use the funds for any purpose. This provides valuable flexibility for your family. Common uses include:
- Funeral and burial or cremation costs
- Unpaid medical bills or hospital expenses
- Credit card debt or other outstanding loans
- Legal fees for settling an estate
- Providing a small inheritance for children or grandchildren
By securing a final expense policy, you're not just planning for your funeral—you're providing a tax-free cash benefit to your family at the exact time they'll need it most, ensuring your final wishes are honored without creating a financial strain.
Get In Touch
We're here to help. Whether you have questions about our policies or need assistance, please don't hesitate to reach out.
Address
123 Savings Lane
Financial Freedom, USA 54321
Phone
Toll-Free: (888) 123-4567
Frequently Asked Questions
Final expense insurance is a type of whole life insurance designed for smaller face amounts (e.g., $5,000-$25,000) with simplified underwriting, making it accessible for seniors. Traditional life insurance typically has larger face amounts, more rigorous underwriting (often including a medical exam), and is used for long-term needs like income replacement or mortgage protection.
For most of our plans, no medical exam is required. Approval is based on your answers to a few health-related questions on the application. We also offer guaranteed issue policies for those with more significant health concerns, which require no health questions at all.
No. Once your policy is issued, your monthly premium is locked in and will never increase, regardless of changes in your age or health.
The death benefit is paid in full to your designated beneficiary. Any money left over after paying for final expenses is theirs to use as they see fit. It can be a source of financial support or a small inheritance for your loved ones.
Privacy Policy
Your privacy is important to us. It is YourSavingsUnlocked's policy to respect your privacy regarding any information we may collect from you across our website, and other sites we own and operate.
1. Information We Collect
We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used. The personal information we may collect includes your name, email address, phone number, and state of residence, which you voluntarily provide when you request a quote.
2. How We Use Your Information
We use the information we collect to contact you about your request for a quote, to provide and maintain our services, and to communicate with you. Your information will be shared with licensed insurance agents who can assist you with finding a suitable final expense insurance policy. We do not sell your personal information to third parties.
3. Security
We take the security of your data seriously and use commercially acceptable means to protect your personal information from loss or theft, as well as unauthorized access, disclosure, copying, use, or modification. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee its absolute security.
4. Links to Other Sites
Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites and cannot accept responsibility or liability for their respective privacy policies.
5. Your Consent
By using our website, you hereby consent to our Privacy Policy and agree to its terms.
This policy is effective as of 1st January 2024.
Terms of Service
1. Terms
By accessing the website at yoursavingsunlocked.com, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
2. Use License
Permission is granted to temporarily download one copy of the materials (information or software) on YourSavingsUnlocked's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non-commercial); attempt to decompile or reverse engineer any software contained on YourSavingsUnlocked's website; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or "mirror" the materials on any other server. This license shall automatically terminate if you violate any of these restrictions and may be terminated by YourSavingsUnlocked at any time.
3. Disclaimer
The materials on YourSavingsUnlocked's website are provided on an 'as is' basis. YourSavingsUnlocked makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, YourSavingsUnlocked does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
4. Limitations
In no event shall YourSavingsUnlocked or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on YourSavingsUnlocked's website, even if YourSavingsUnlocked or a YourSavingsUnlocked authorized representative has been notified orally or in writing of the possibility of such damage.
5. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the state where YourSavingsUnlocked is based and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.